:root {
  --navy: #1a1a1a;
  --navy-dark: #111111;
  --gold: #f5b700;
  --gold-light: #fff6d6;
  --ink: #1c1d22;
  --muted: #5b5f6b;
  --line: #e3e5ea;
  --bg: #ffffff;
  --alt: #f6f7f9;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font: 17px/1.6 system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  padding-bottom: 64px;
}
a { color: #8a6500; }
img { max-width: 100%; height: auto; }
h1, h2, h3 { line-height: 1.2; color: var(--navy-dark); margin: 0 0 .6em; }
h1 { font-size: clamp(30px, 6vw, 48px); }
h2 { font-size: clamp(22px, 3.4vw, 30px); }
h3 { font-size: 19px; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 760px; }

.top { background: var(--navy-dark); border-bottom: 1px solid #000; position: sticky; top: 0; z-index: 10; }
.top-in { display: flex; align-items: center; gap: 20px; padding-top: 8px; padding-bottom: 8px; flex-wrap: wrap; }
.brand { display: flex; align-items: center; text-decoration: none; }
.brand img { width: 83px; height: 60px; }
.nav { display: flex; gap: 4px 18px; flex-wrap: wrap; margin-left: auto; }
.nav a { text-decoration: none; color: #fff; font-weight: 500; padding: 6px 0; }
.nav a[aria-current] { color: var(--gold); border-bottom: 2px solid var(--gold); }

.btn {
  display: inline-block; background: var(--gold); color: #111; font-weight: 700; text-decoration: none;
  padding: 14px 26px; border-radius: 8px; border: 0; font-size: 17px; cursor: pointer;
}
.btn:hover { background: #ffcb2e; }
.btn-sm { padding: 9px 16px; font-size: 15px; white-space: nowrap; }

.hero { background: var(--navy-dark); color: #fff; padding: 64px 0 56px; }
.hero h1 { color: #fff; }
.hero h1 span { color: var(--gold); font-size: .7em; }
.hero .lead { color: #e6e6e6; max-width: 720px; }
.hero a:not(.btn) { color: var(--gold); }
.lead { font-size: 19px; margin: 0 0 1.4em; }

.sec { padding: 56px 0; }
.sec.alt { background: var(--alt); }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; font-weight: 700; color: #8a6500; margin: 0 0 12px; }
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 18px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 10px; padding: 22px; }
.card h2 { font-size: 20px; }
.card p { margin: 0; color: var(--muted); }

.checks { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 10px 24px; }
.checks li { padding-left: 30px; position: relative; }
.checks li::before { content: "✓"; position: absolute; left: 0; color: #8a6500; font-weight: 700; }

.cta { background: var(--gold-light); padding: 48px 0; text-align: center; }
.cta p { font-size: 19px; }

.form { display: grid; gap: 14px; }
.form label { display: grid; gap: 6px; font-weight: 600; }
.form input, .form select, .form textarea {
  font: inherit; padding: 12px; border: 1px solid #c9cdd6; border-radius: 8px; background: #fff; width: 100%;
}
.form button { justify-self: start; }
.hp { position: absolute; left: -9999px; }
.small { font-size: 14px; color: var(--muted); }
.contactbox { margin-top: 32px; padding: 20px; background: var(--alt); border-radius: 10px; }
.contactbox p { margin: 4px 0; }

.legal h2 { font-size: 22px; margin-top: 1.6em; }

.foot { background: var(--navy-dark); color: #d0d0d0; padding: 40px 0 16px; }
.foot a { color: #fff; }
.foot p { margin: 4px 0; }
.foot-in { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.foot-name { font-weight: 700; color: #fff; }
.copy { font-size: 14px; margin-top: 24px !important; }

.callbar {
  position: fixed; left: 0; right: 0; bottom: 0; background: var(--gold); color: #111; text-align: center;
  font-weight: 700; padding: 16px; text-decoration: none; z-index: 20;
}
@media (min-width: 900px) {
  body { padding-bottom: 0; }
  .callbar { display: none; }
}
@media (max-width: 700px) {
  .top { position: static; }
  .top-in { gap: 8px 16px; }
  .top .btn-sm { display: none; }
  .nav { margin-left: 0; width: 100%; gap: 4px 14px; font-size: 15px; }
  .hero { padding: 40px 0; }
  .sec { padding: 40px 0; }
}

.faq h3 { margin-top: 1.4em; }
.post-img { border-radius: 10px; margin: 0 0 24px; }
.meta { color: var(--muted); font-size: 15px; }
.postcard { display: grid; grid-template-columns: 200px 1fr; gap: 20px; align-items: start; text-decoration: none; color: inherit; }
.postcard img { border-radius: 8px; }
@media (max-width: 700px) { .postcard { grid-template-columns: 1fr; } }